Credit Manager

Job Duty

Job Description: Handle daily loan approval work, ensuring efficiency and accuracy. Review and analyze loan applications, financial statements, credit reports, and other relevant documentation. Collect, migrate, manage, and analyze data related to loan approvals to ensure a healthy and efficient data flow. Process raw materials for analysis to derive meaningful results. Provide statistics on daily approval status, HOS loan reminders, and reports. Ensure the accuracy of the system and data by reviewing them before issuing reports. Monitor delinquencies, overruns, and write-offs to maintain acceptable levels, while also tracking exception approvals and key risk triggers to comply with credit risk requirements. Review reports to assess the quality of the unsecured loan portfolio. Job Requirements: A degree or higher in Credit Risk Management, Statistics, or a related discipline. At least 5 year of relevant working experience as a Credit Approver is a must. Well-versed in credit judgment for personal loans. Strong analytical skills with the ability to clearly articulate approval justifications, both in writing and verbally. Excellent communication skills, including proficiency in spoken and written English and Chinese. Proactive, independent, and open-minded, with a quick-learning ability. Immediate availability is highly preferable. work in tsim sha tsui. Offers: 5-day work week Bank holidays + Annual Leave Bonus Medical insurance Regular staff activities Work with the young and energetic team which value opinions and efforts We offer attractive remuneration package, career advancement opportunities and generous fringe benefits to the right candidate. Please apply with your full resume, salary expectation and contact phone number(s) by clicking "Apply Now".